Somo

In a world where traditional lending can be slow, rigid and buried in red tape, Somo makes bridging finance simple.

We believe bridging shouldn’t be seen as a last resort. Done right, it’s a smart, flexible funding solution for property professionals, landlords, business owners and borrowers who need fast decisions and common-sense underwriting.

Our mission is simple: say “Yes” where others say “No”.

Whether your client has clean credit, complex circumstances or a deal that doesn’t fit a traditional lender’s tickbox, we look at every case from every angle to find a solution.

Why brokers choose Somo

Competitive pricing and strong leverage

First charge bridging from 0.65% pm (up to 75% OMV)

Second charge from 0.69% pm (up to 70% OMV)

Flexible underwriting

First, second, third and equitable charges

Sub-prime credit considered

Complex deals and unusual exit strategies welcomed

Proven track record

Established 2014

£500m+ lent to date

Zero capital losses to investors

300+ years of combined team experience

Straightforward criteria

Loans from £27,500 – £3m

Terms 1–24 months

Any credit status considered

Available for self-employed borrowers, ex-pats, LLPs, companies and trusts

A simpler way to secure bridging finance

Applying for a bridging loan shouldn’t feel complicated. Somo is on a mission to make it as simple as walking into a high street bank - but without the delays, restrictive criteria or excessive paperwork.

With fast decisions, flexible products and high LTVs, we help brokers deliver funding solutions quickly and confidently.