Fintech Latvia Association

Fintech Latvia Association (FLA) is the unified voice of Latvia's financial technology sector, representing both banks and non-bank service providers. We advance the industry's interests at national and European levels while creating the conditions for sustainable growth and responsible innovation.

Today, FLA unites 40+ member companies and 50+ fintech brands — payment institutions, lending platforms, investment technology providers, digital finance innovators, and other financial service leaders under one roof. Over the past five years, we have grown from 5 members to more than 40, a testament to the rapid maturation of Latvia's fintech ecosystem.

What we do:

→ Policy advocacy — representing the industry in the Saeima, ministries, regulators, and EU policy discussions.

→ Industry dialogue — building constructive cooperation between fintech companies, regulators, policymakers, and stakeholders.

→ Events & community — organizing initiatives such as Fintech Breakfast, Coffee with the Regulator, Coffee with the Minister, Fintech Academy, and webinars.

→ Member network — connecting the companies and brands shaping the future of finance in Latvia.

→ International engagement — participating in cross-border dialogue, European fintech networks, and EU regulatory processes.

We believe responsible innovation and smart regulation go hand in hand. By building trust, encouraging collaboration, and supporting industry growth, we help strengthen Latvia's position as a competitive fintech hub in Europe.

→ Become a member or learn more: fla.lv