FCS Compliance

FCS Compliance helps firms regulated under the Money Laundering Regulations 2017 stay inspection-ready: AML audits, firm-wide risk assessments, policies and procedures, CPD-certified training and fully outsourced customer due diligence.

We work with estate agents, letting agents, sourcing and buying agents, art market participants, galleries, auction houses and high value dealers across the UK.

WHAT CHANGED IN 2026

The Money Laundering and Terrorist Financing (Amendment) Regulations 2026 came into force on 30 June 2026, and HMRC published its consolidated guidance manual on 8 July. Thresholds moved into sterling, mandatory geographic enhanced due diligence narrowed to the FATF Call for Action list, and HMRC now expressly expects training at least annually. If you have not reviewed your risk assessment, policies and training since then, that is where to start.

HOW WE CAN HELP

AML audits and mock HMRC inspections. Written policies and procedures under regulation 19. Firm-wide risk assessments under regulation 18. CPD-certified AML training from Foundation to MLRO level. Fully outsourced customer due diligence, including source of funds, PEP and sanctions screening and beneficial ownership. HMRC inspection support, file reviews and SAR consultancy.

AML Protect is our free MLR registration renewal reminder service: email at four weeks, email at two weeks, text message at one week.

WHO WE ARE

We are chosen by organisations large and small across the UK, and by leading industry associations, including NAEA Propertymark, Rightmove, LonRes, The Barbon Group and Essential Information Group. We are an Approved Service Provider for the Society of London Art Dealers (SLAD) and LAPADA, a member of PAIAM, and have won multiple industry awards.

Our consultants come from policing, financial investigation, regulation and major auction houses. Many have worked alongside HMRC and the National Crime Agency.