European Banking Authority (EBA)

We are an independent EU Authority. Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, and fair regulation and supervision that benefits all EU citizens.

One of our main tasks is to contribute to the creation of the European Single Rulebook in banking, through the development of Technical Standards and Guidelines.

Another crucial task for us is to assess risks and vulnerabilities in the EU banking sector through regular and ad hoc risk assessments and EU-wide stress tests.

In the context of the Digital and Operational Resilience act (DORA) and Markets in Crypto-assets Regulation (MiCA), we have new policy, oversight and supervision responsibilities in the areas of ICT-third party service provision and asset-referenced and e-money token issuance.

The core values that shape our identity and serve as the foundation of our work are public service, excellence, trust, creativity, and collaboration.