Aura Finance

Aura Finance is a UAE embedded credit company. We let platforms offer credit to their business customers, while we bring the capital, make the decisions and carry the risk.

For platforms: your customers get paid early for what they sell, or pay later for what they buy, without leaving your platform. We run the credit programme behind your brand. You can start without building anything.

For businesses: we finance invoices directly, through invoice factoring and invoice discounting. You get paid once an invoice is approved, without waiting out your customer's terms.

We started by financing invoices ourselves. Two years of that work taught us what a safe transaction looks like here, and we now build the same underwriting into platforms.

So far: more than $6M financed, 90%+ of businesses back for a second transaction, a default rate under 1.5%, and decisions in under five seconds end to end.

aurafinance.me