Dgpays

Dgpays builds and operates AI-native banking and payment technology for financial institutions, fintechs and businesses.

From card issuing and acquiring to core banking and embedded finance, we help organisations launch new financial products, modernise legacy infrastructure and operate systems at scale.

We do more than provide software. We build, modernise and run the technology behind our clients’ financial services.

Our solutions at glance:

Payment Systems

End-to-end technology for debit, credit and prepaid card issuing, acquiring, national payment switches, digital wallets, transit payments and multi-bank ATM networks.

Core Banking — DgCore

A cloud-native, multi-tenant and microservices-based platform supporting both conventional and Islamic banking. With six domains and more than 50 independently deployable services, DgCore enables institutions to configure and launch new products in days rather than months.

AI Products

We develop agentic products that understand context, coordinate tasks and execute complex, multi-step workflows across banking and payment operations. Our portfolio includes intelligent agents and a conversational back office designed to simplify processes, support faster decision-making and increase operational efficiency.

Harmony Hub, our AI-driven modernisation and migration layer, enables legacy and next-generation systems to operate in parallel while supporting zero-downtime transition and data integrity.

Dgpays is a Visa-, Mastercard- and Troy-certified processor and is PCI DSS compliant.

Our technology is live across Türkiye, the GCC, the CIS, Europe and North America, serving banks, participation banks, fintechs, telecom operators, e-money institutions, transit operators, municipalities and retailers.